Single moms Money Saving Tips

Saving money is smart! When you save and spend money wisely you will be able to by things you need and want.

-        Pay your debts:

If you have a lot of debts, getting back in the line can be a long and a back breaking road. Unless you’ve won the lottery, it seems there’s never enough money to pay off all your debts as quickly as you’d like, the only way to dust it all out is to prioritize. Prioritizing your debts can help you pay them off as quickly as possible, and it can provide the security you need to get back on your feet even in lean times. Best of all you can prioritize your debts on your own without contacting a financial advisory, and doing so may help you achieve your goals. When you have no debts to your name, saving becomes much easier.

-        Set reasonable savings goals:

When you know the reasons behind your savings, the task becomes easier and attainable. Set goals that are within your reach to motivate you make tough financial decisions needed to save responsibly, for big goals like buying a car, house, getting to college or decades to achieve. In these cases, it’s important to observe your progress on regular basis.

You might consider saving your money in the bank or pensions funds where there is high interest and profit. It it’s for short term goals a piggy bank or a jar at your home place may work for you. Learn to spend money on essential first, spend on things that you can’t do without, things are namely: food, clothes, housing and water. But just because these things are necessary you don’t have to squander. Keeping a budget of all your spending can also help you save more money.

-        Don’t get discouraged:

When you are having trouble saving it’s easy to lose your morale, you may be in tough financial situations and it may seem almost impossible to save up the money to meet your long term goals. Don’t panic, relax and start small, the sooner you start the sooner you will be on your way to achieving your goals. There may come a time when you wish to spend your “savings” on this and that out of your plans, when this situation appears try asking yourself if what you are about to do is better than the goals your are trying so hard to achieve in the future.

How to Survive Being a Single Mother

 

Women of any age can become single mama through death of a spouse, divorce, abandonment or choice. Here are a few suggestions to maintain mental health, thrive as an individual and nurture your children in the best possible manner.

Steps

• An important thing to remember is that your health and well being is vital. Take steps to ensure that you are taking care of yourself, if you are struggling and feeling depressed don't be afraid to seek help from friends, family or a health care professional

• Maintain a blameless mindset. Make time for yourself to create and clarify your values.

• Remember society has many outlets of good, kind, loving people who are compassionate and supportive.

• Consider the skills that you already possess. Are you a good reader? Are you a good communicator?, Do you know more than one language?

• Look to close family, Universities and social agencies for assistance with food, clothing, medical needs, shelter and future education for yourself.

• Take responsibility. Be selective. Do not think that constraints with limited funds allow anyone to take advantage or force us into a decision. Remember, WE are the mothers. As long as we have love for our child, our morals are intact and we behave in a legally responsible manner, all should work out for the best.

• Check the phone books for hospitals that can refer you to child crisis centers, social workers or other social agencies.

• Leave if you are in a bad neighborhood or an unhealthy relationship. Your safety and the safety of your children is priority.

• Believe in yourself. Know that while it might take a great deal of time to finish college while being a single parent, you can succeed.

• Establish a support system that you are comfortable with. Make sure to have only friends who are of sound mind and can make healthy decisions care for your child in your absence.

• Use state funded grants for food, housing and school if necessary.

• Ignore people who are critical of you

• Cleanliness Remember to stay clean, and keep your abode in order. Cleanliness means health.

• Learn CPR. Take infant and child CPR classes from the local Red Cross or hospital.

• Take parenting classes. Many times these classes will cost nothing if you speak to the receptionist. The Red Cross can not deny anyone classes for lack of ability to pay. The classes can be a life saver. Remember, parenting is a learned skill

• Parental skills are learned. If we were parented well, all the better, if we think we want to leave some things behind or improve upon them, do so.

• Remember every day is created anew, and YOU are the architect.

• Have dignity for yourself and build confidence to create a character building environment for your child

• Fight loneliness. When you get lonely, paint, draw, read, sing, mend something, call a friend or family member.

• Accept parental responsibility.

• Learn from our children. That is a continuum that is ever evolving.

Single mama is a hero!!

 

Be Happy!! Because someone call you mama!

I am a Single mom of a 9 years old, I work full time away from the house so I am always on the lookout for new things that will make my life better!

Who is a single mamas?

A single mother is any woman that has children that she is caring for on a daily basis without help from another person.

Although the husband pays child support and they have joint custody, when the children are with her,
she's still considered a single mother. She's the only one caring for them at that point and time.